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Updated April 2026 · Affiliate links disclosed

Honest credit card reviews
for everyday Australians

Not for frequent flyers chasing business class upgrades. For people who want something back from what they already spend.

Woolworths Petrol Rewards Qantas Points No Annual Fee Coles Flybuys
Affiliate links disclosed on every page
Verdicts based on real numbers, not ad spend
Updated for the October 2025 ANZ/Woolworths partnership
No jargon. Just: is it worth it?

Most Read Guides

The answers people actually need

Every guide gives you the verdict in the first paragraph. No scrolling required.

Woman using credit card at Woolworths supermarket
Top pick 2026 Updated Apr 2026

Best Credit Card for Woolworths 2026

The ANZ/Everyday Rewards partnership changed everything in October 2025. Every existing guide is outdated. Here's what actually earns the most at Woolworths right now — with the maths to back it up.

6 min read ANZ · Westpac · Woolworths
Read guide
Premium metal credit card on white marble surface
Card Review

Apr 2026

Is the Amex Explorer Worth It in 2026?

$395 annual fee. $400 travel credit. Reddit ranks #1 because no one gives an honest answer. We did the maths.

Worth it if you spend $2,200+/mo
5 min read Read
Person using laptop to track cashback savings at home
Comparison

Apr 2026

ShopBack vs TopCashback vs Aura — Which Pays More?

Cashrewards closed in September 2025. We tested all three replacements across 10 retailers.

ShopBack for groceries; Aura for travel
7 min read Read
Person fuelling car at petrol station at golden hour
Best For

Apr 2026

Best Credit Card for Petrol Rewards Australia 2026

The #1 ranking article is from 2021. Save twice — cheap fuel via PetrolSpy, and the card that earns the most there.

Amex Platinum Edge leads at petrol stations
5 min read Read

Quick Finder

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Groceries Petrol Travel Dining Out Online Shopping Everything Else

Break-Even Calculator

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Enter your monthly spend and we'll tell you exactly which cards earn more than they cost — and which ones to avoid.

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Monthly spend: $3,000

Amex Explorer +$417/yr net
ANZ Rewards Black +$261/yr net
Generic no-fee card $0/yr

Example figures only. Actual value depends on how you redeem points.

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Worth It Cards author

Sarah M.

Founder, Worth It Cards

Why trust us

Written for people who aren't frequent flyers

Most credit card review sites are written by people chasing business class seats to London. We're not. Worth It Cards exists for the 95% of Australians who want something back from their weekly grocery run, their petrol, their bills — not from their fourth international trip.

We earn a commission if you apply via our links. That's disclosed on every page, in the first paragraph, not buried in the footer. Our verdicts aren't influenced by which card pays more — they're influenced by which card earns you more.

Independent — not owned by a bank
Disclosures in every article, not the footer
Updated when things change, not just the year

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