Five questions about how you actually spend, fly and pay – and one honest recommendation from the cards we’ve reviewed, including the recommendation most card quizzes won’t give: don’t get a rewards card at all if the numbers say so.
Prefer to browse first? The quiz draws on our main roundups: best rewards card if you don’t fly business class, best Qantas points credit cards, best Velocity credit cards, best cashback credit cards and best balance transfer cards.
Want the working behind the answer? Every recommendation links to its full review, or run your exact numbers through the worth-it calculator.
Common questions
How does the quiz work?
Five quick questions about how you spend and whether you fly, then one honest recommendation, including “you probably should not get a rewards card” when that is the right answer.
Is the recommendation based on commission?
No. Recommendations follow the maths, not affiliate payouts. See how we review cards for our method.
