Card Reviews
In-depth reviews of Australian credit cards — annual fees, earn rates, and whether the points are actually worth it.
17 guides
Best No-Annual-Fee Rewards Credit Card in Australia (2026)
The best no-annual-fee rewards card in Australia is the Coles No Annual Fee Mastercard: 1 Flybuys point per $2, no fee ever, and points that turn into $10 off a shop at a fixed rat…
Credit Card Annual Fee Break-Even: How Much You Need to Spend (2026)
Most Australian rewards cards pay for their annual fee somewhere between $5,000 and $30,000 of yearly spend if…
How to Use the Amex Travel Credit (Without Wasting It)
The Amex travel credit is the easiest "free money" in Australian credit cards, and also the most commonly wast…
Paying the ATO by Credit Card: Is It Ever Worth It for Points?
Making an ATO payment by credit card purely to farm points is a break-even hobby at best, because most Austral…
Best Qantas Points Credit Cards Australia 2026 (For People Who Fly Economy)
If your retailers take Amex and you'll book one Qantas flight a year, the Amex Qantas Ultimate ($450/year) is …
Best 0% Balance Transfer Credit Cards Australia 2026 (And How Not to Get Burned)
The longest 0% balance transfer offers in mid-2026 run to 26 months (ANZ Low Rate, with a 3% transfer fee) and…
What Is a Balance Transfer? (And the Trap Most Australians Fall Into)
a balance transfer moves your existing credit card debt onto a new card with a promotional interest rate, usua…
Best No Foreign Transaction Fee Credit Cards Australia 2026
For a $0-annual-fee credit card with no foreign transaction fees, the Bankwest Zero Platinum and the Latitude …
Best Cashback Credit Cards Australia 2026 (The Honest Version)
Here's what no comparison site leads with: Australia barely has true cashback credit cards. The US-style "1.5%…
Best Velocity Credit Cards Australia 2026
The Amex Velocity Platinum ($440/year) is the strongest direct-earn Velocity card - 1.25 points per $1 and up …
Is the NAB Qantas Rewards Signature Worth It in 2026?
For most people, no - not at the current fee. The NAB Qantas Rewards Signature now costs $420 a year, which is…
Is the Qantas Premier Platinum Worth the Annual Fee in 2026?
Yes - if you spend $2,500-$3,000+/month and you'll fly Qantas at least twice a year. At $399 the Premier Plati…